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Consumer Banking

Designed for retail users, Consumer enables you to elevate your digital banking game with award-winning features and best-in-class technology

Consumer Banking

Malauzai’s flagship Consumer product represents the next-generation of mobile banking technology for retail banking customers. Offering highly intuitive and flexible features and tools needed to fulfill on the promise of making the mobile channel a revenue-generating opportunity.

Cool, Innovative Consumer Features


Pic Pay

Snap a picture, pay a bill. Who knew paying bills could
be fun-ish?


Card Management

Turn debit card on/off with a swipe of a finger- in real-time.



Pay a friend and move money faster with next-day funding.


Local Rewards

Reward your customers and members with points that turn into great rewards.

More Consumer Features
We have all the features your customers and members want plus a few extras that will make them say “cool”.
  • Debit card management
  • Touch ID
  • Bill Pay, including PicturePay
  • SmarText login
  • Person to Person payments (P2P)
  • Recurring transfers
  • Customer/member personalization
  • Account balances for deposit, loan and credit accounts
  • Local rewards/offers
  • E-Statements
  • New Account Opening
  • View transaction history
  • Internal account cash transfers (immediate and future-dated)
  • Remote Deposit Capture
  • Pending bill pay and transfer details
  • Location-based branch/ATM finder
  • Optional PIN login for additional security
  • Customizable mobile banking security alerts
  • In-app marketing and messaging
  • Social media integration, including sharing referrals
  • Multi-language versions
  • Robust usage analytics

What’s Different About Malauzai for Consumers?

Designed for community banks and credit unions, our consumer product represents the next-generation of mobile banking technology. Our innovative approach and infrastructure provides significant advantages in functionality and flexibility. Allowing you to exceed customer and member expectations and beat – hands-down – the mobile offerings of the large, money-center banks.


Superior Usability

Malauzai for Consumers is created with the end-user in mind. We believe that success is based on a simple formula: delighted customers and members become more satisfied, buy more products, and refer more business. Superior usability is attained by providing a simple to use and easy to understand user interface. Whether you choose smartphone, tablet, desktop or watch, each experience can be completely customized by the financial institution to match brand guidelines and identity. The focus is on creating a series of memorable experiences for the end-user. These small “emotional-bursts” leave an impression on the end-user that ultimately creates engagement and increases usage and adoption.

Cool, Innovative Features

We move at the speed of mobile which enables your financial institution to implement the latest mobile banking technologies and out-pace the competition. Our best-in class technology partners coupled with our MOX™ platform allows our customers access to first-in-market innovative features such as PicturePay, Card on/off, local offers/rewards and person-to-person payments, which make you say “cool”. With Malauzai, mobile banking delivers the leading edge functionality needed to deliver new services and potential revenue opportunities for your financial institution across all channels, on one platform.

Core System Integrations

Malauzai Software believes that robust, fully real-time core integration is essential to the user experience in order to meet the demands of a savvy mobile user. Our interfaces include in-house and data center hosted solutions. Malauzai has established core system integrations with nearly 30 core providers that service the community banking market segments.

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