Our MOX design philosophy emphasizes simplicity, usefulness and the flexibility of a mobile only banking experience regardless of device. Eliminate cluttered screens and un-used functionality found in old banking channels. Powerful self-service tools enable personalization and set you apart from the competition.
Simplified, elegant design delivering the most valuable information
Ease of Use
Intuitive and behavior-driven design
Dynamic branding and functionality focused on personal usage
Our MOX™ principals are applied across platforms, including mobile, tablet, desktop and wearables to deliver the best MOBILE ONLY experience. Learn more about how MOX can work with your needs:
SmartwebApps™ provide an exceptional alternative to Internet banking, offering the same functionality of online banking, plus the advanced features of SmartApps and superior usability of a Mobile Only Experience™ (MOX™). Your customers and members will value having a consistent banking experience across all channels and you will reduce fees and expenses associated with managing multiple platforms. SmartwebApps™ delivers the next generation of mobile banking, leveraging the power of an app-like experience on any device, desktop or browser.
Not your traditional Internet banking solution
They take platform convergence to the next level with a clean, easy to use Mobile Only Experience and UI on the browser that delivers superior economics. With the same functionality of online banking, plus the advanced features of our SmartApp experience, you can now provide your customers and members with the same look and consistent feel of the mobile banking solution. Eliminate the outdated, hard to manage Internet banking platform and provide a better experience all—quicker and at a fraction of the cost.
Cool Features and Great Experience
We know Internet banking is still widely used, so why not turn cluttered and clunky screens into a modern, simple and dynamic mobile only experience. SmartwebApps™ takes an innovative approach to Internet banking by leveraging our MOX™ platform to apply the same cool interface and features of the mobile channel to deliver the best experience on the desktop. With SmartwebApps™ we took all of the traditional Internet banking features gave them an update and added advanced functionality like Card Management, PicturePay, Person-to-Person, SmarText, Marketing messages and many other unique features available in our mobile platform. This results in a superior experience for your customers and members, and even better- financial institutions can reduce fees associated with managing multiple platforms.
Security by Design
Security is a primary concern for the mobile channel. Since SmartwebApps is an extension of the SmartApp, there are no additional security considerations. The SmartApp already meets standard security requirements, and is the conduit for all sensitive information which has already passed vigorous security testing protocols. SmartwebApps is simply an extension of mobile banking.
As an extension of the MOX™ SmartApp experience, SmartwearApps enable watch banking from the new Apple Watch™, pulling data from the phone. Watch banking provides relevant glanceable data from the most commonly used functions of the mobile application. Having the ability to peek quickly at balances and recent activity gives users fast access to react quickly. Malauzai’s customers are some of the first-to-market with watch banking and are out-pacing the mega banks with the addition of the wearables category.
Cool Quick-Glance Features
The first generation of SmartwearApps gives end-users the ability to check balances, view transaction history and access a branch locator. Complete with customized branding, SmartwearApps also offer financial institutions the opportunity to share promotional and educational alerts via the watch screen. The app also provides multi-language capability to support English and Spanish-speaking users.
Security by Design
Security is a primary concern for the mobile channel especially as it extends to wearables. Since SmartwearApps is an extension of the SmartApp, there are no additional security considerations. The SmartApp meets standard security requirements, and is the conduit for all sensitive information which has already passed vigorous security testing protocols. The Apple Watch™ simply provides an additional screen to view parts of the mobile banking. The data displayed on the Apple Watch™ is “non-sensitive” information; balances, history, locator and contact us. The Watch and the iPhone must be paired and then the user must authenticate themselves.